First Mortgage
Loan Services Inc. (LSI), our credit union partner, has many loan programs available whether you are a first time home buyer, selling an existing home to purchase a new one, refinance, or Reverse Mortgages. LSI offers Community Homebuyer loans (up to 100% financing), FHA, VA, plus 80/20 loans (100% financing with NO mortgage insurance), interest only ARMS and numerous other programs. Financing is also available if you wish to purchase land as well as construction loans to build your dream home. Permanent financing is available once your home has been completed. LSI's staff of experienced loan officers will help you decide which program best fits your needs. Be sure to make the right first step-a visit with our partner home loan professionals at Loan Services, Inc. For more information, call 425-793-8880 or 800-767-6331 or loaninfo@loanservicesinc.com.
Second Mortgage
If you are looking for the security of a fixed rate, our Second Mortgage loan might be right for you. Our terms are flexible and the process is easy. In fact, most loans close within a week of the application. We can generally even avoid the cost of an appraisal by using a Tax Assessed Value statement from your county tax office or an appraisal that is less than 2 years old. For a limited time, the Credit Union is picking up other third party expenses, such as title insurance and recording costs (excluding appraisal) for our Owner Direct members.
Home Equity Line of Credit
Convert the equity in your home into cash with a Home Equity Line of Credit from EvergreenDIRECT Credit Union.
If you are a homeowner and have lived in your home a few years, you have built up equity. Unlocking that equity with an EvergreenDIRECT Credit Union Home Equity Line of Credit is one of the best ways to finance just about any of your consumer needs. Often, the interest on a home equity line of credit is tax deductible. Always consult your tax advisor about the deductibility of interest on any home equity line of credit.
